Does everyone need health insurance? Should a person be forced to purchase health insurance? Do you know anyone who has not needed to see a doctor or access health services at one time or another in their lives? I submit to you that the answer is yes to all these questions. Everyone needs health services at one time or another in their lifetime.
The problem is that some of us choose to purchase health insurance coverage while others choose not to do. There are a myriad of reasons why people don't buy health insurance -
- They can't afford the premiums.
- They have been denied coverage because of a pre-existing condition.
- They are young and well and don't think they need it.
It is estimated that 35 million people in this country are without health insurance coverage. You want to know why insurance costs are so high? That's why. Somebody has to pay for all those health services used by the uninsured. That somebody is people who have the coverage and pay the premiums. It also falls to the employers who provide health insurance benefits to their employees. Employers are being buried under the costs of providing those benefits.
Healthcare reform is a necessity in this country. The debate is how to get it done. The Republicans, who want to mandate procedures for pregnancy affecting women across this country, find the mandate for individual health care coverage unconstitutional. President Obama was opposed to a personal mandate before he was for it. Republicans were for the mandate in the 1990s. The hypocrisy in this debate is astounding. I am sickened to death with the extremes in both political parties whose screams are drowning out any rational discussion regarding health care reform in this country.
When and if the Supreme Court strikes down the individual mandate provision of this law, I hope real healthcare reform can be on the people's agenda. I have listened to the pundits about healthcare reform solutions, i.e., give tax breaks to people who purchase health insurance coverage; allow interstate commerce regarding insurance coverage. The problem is those insurance companies who have monopolies and oppose people's ability to shop anywhere.
We elect our representatives to Congress to fix this problem. Quit screaming your extreme right or left positions and actually solve this problem. Quit listening to the financial giants in the health care industry who are only concerned about their own financial gain. Is that too much to ask?